Swapy has a focus on decentralized lending and financial data. Credit providers in emerging nations (high interest rates) can raise money at a lower cost from developed nations (low interest rates) with no intermediaries. The project is proposing a second layer on top of Ethereum using PoS for decentralized data storage and data processing to provide data and insights with no intermediaries and following high standards of privacy. The data market incentivize people for sharing their data autonomously, with no intermediaries. This data marketplace is powered by a self-sovereign identity, and rewards in SWAPY can be used as collateral for loans, reducing the interest rates. With a powerful model, Swapy aims to create the opportunity for the unbanked. Swapy Exchange Alpha (v.0.0.3) web & desktop DApp has been already released! A project endorsed by Tim Draper, Don Tapscott and Singularity University Ventures!